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Enrollment Begins for ObamaCare Health Insurance

Millions of Californians will be able to sign up for health insurance starting Tuesday through the state's new insurance exchange, Covered California. The agency will open for business to help enroll Californians who are not covered by their employers or are eligible for Medi-Cal.
Millions of Californians will be able to sign up for health insurance starting Tuesday through the state's new insurance exchange, Covered California.

The agency will open for business to help enroll Californians who are not covered by their employers or are eligible for Medi-Cal.

"This is an education time for people, for them to go on to coveredca.com, kick the tires, test out the buttons, make sure that they understand, that they get a really good, solid idea of what insurance plans are best for them and what is in their budget,” said Dana Howard with Covered California.

The Affordable Care Act requires that all Americans carry health insurance beginning next year.

Here in California, a 20-year-old making 20-thousand dollars a year would pay about $146 a month for a middle-of-the road plan. A 60 year old would pay around $624.

But tax credits and subsidies would lower those premiums down to about $85 a month for each.

The best way to start the process is go to the website, Coveredca.com and click on the 'Shop and Compare’ tool. 

“There’s only some basic information that you need to enter in to find out what plans are available and what it's going to cost. And that is your location, where you live, your age, how much money you make, how many people are in your household and you'll be able to get that information,” Howard said. 

Who doesn't need to sign up?

CBS news business analyst Jill Schlesinger has the answer. 

“If you have insurance through your employer, if you're on Medicare, if you're on Medicaid, if your child is covered by CHIP, if you're on COBRA, relax, deep breath, you don't have to do anything, you're covered,” Schlesinger said. 

To figure how much health insurance will cost you, click on the cost calculator:

http://www.coveredca.com/calculating_the_cost.html

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